Four weeks, one monthly bill

Every bill, split into four easy weeks.

Add what each bill costs for the month and we turn it into one small weekly payment — so nothing lands all at once, and the extra weeks quietly build a whole month of savings.

Free to start · No card needed · Works on your phone

Left to pay this week

$103.00

of $103.00 · 3 of 4 bills paid

Week 42

Week 1

Week 2

Week 3

4

Week 4

Your 13th month

$412.00

Banked by paying weekly instead of monthly.

Three-question checkStep 1 of 3 · Your income

What comes in, and how often?

Take-home pay, after taxes. Nothing is saved until you sign up.

a month split into four weeks

How it works

Bills stop arriving all at once.

Add your bills

Type what each one costs for the month — rent, the car, the phone. We divide it by four for you.

Pay a quarter each week

Tap a bill once you've paid it, or log the whole week in one go. Every payment is kept in your history.

Watch the 13th month build

Fifty-two weekly payments cover thirteen months. The month you never had to pay for is the one you keep.

  • Reminders before a bill is due
  • A full payment history you can undo
  • A chart of what you're banking
  • Your own weekly savings tracker

And a savings tracker of your own.

Put aside whatever you can spare each week — even $10 — and watch the total climb. You'll see what you've saved this week, this month, and week by week over time, so the end of every month tells you exactly how far ahead you are.

This week

$25.00

This month

$100.00

Saved so far

$640.00

Start with the savings tracker

Plans

Start free. Upgrade when the method clicks.

The free plan covers the essentials for a few bills. Premium removes the limits and shows you the money you're banking.

Free

$0

Free forever

  • Track up to 3 bills
  • Every bill split into four weekly payments
  • Weekly payment reminders before bills are due
  • Balance still to pay this week
Start free

Premium

Most popular

$11.99 a month

Cancel anytime

  • Unlimited bills
  • Weekly payment plans, planned weeks ahead
  • Saving projections and your 13th-month tracker
  • Your week texted to your phone every Monday
  • Weekly payment reminders before bills are due
  • Payment history you can undo
Choose Premium

Premium planning tool

See what your week really costs

Tell us what you earn and what your bills come to. The numbers update as you type — what has to go toward bills every week, and what's honestly left for everything else.

Rent, utilities, car, insurance, subscriptions — we divide it into four weekly payments, the same way the plan does.

Your week

$0.00

a month split into four weeks

Your weekly split

Enter what you earn above and your split appears here — nothing is saved, and it's yours to move around as you try different numbers.

Premium guidance

Where the money you're saving should go

Splitting bills into weeks is the habit. Putting the difference somewhere sensible is what turns it into long-term wealth. Here's the plain-English starting point we give Premium members.

Park your 13th month in a high-yield savings account

A high-yield savings account pays meaningfully more than a big-bank checking account while staying liquid and insured. It's the right home for the month of bills your weekly payments are quietly banking — there when a bill lands, working for you in between.

Automate the weekly move

Set the weekly transfer for the same day each week and let it happen without a decision. Saving on the same rhythm as your bills means the money is already gone before it can be spent on something else.

Let time do the work with index funds

For money you won't need for five years or more, a low-cost, broad-market index fund spreads your money across hundreds of companies instead of betting on one. Historically that patient, boring approach has been one of the most reliable ways to build long-term wealth.

Match the account to the goal

Bills and an emergency buffer belong in savings. A goal two years out stays in cash. A goal ten years out can ride out the ups and downs of the market. Line the account up with the timeframe and you stop making emotional decisions.

Educational guidance, not individualized financial advice. Investing involves risk, including loss of principal — choose accounts that fit your own goals and, for big decisions, a licensed advisor.